Ownly ONCE · 5 Year Plans
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A Free Diagnostic from Dave Ivery, CFEI

What's your Freedom Score?

A 7-minute financial check-up across the six pillars that determine whether you're on the path to make work optional — or stuck in the loop. No judgment. No pitch. Just numbers and a clear next step.

D
Debt Health

Credit cards, student loans, the mortgage. How fast it's going down vs. how much it's costing you.

R
Retirement Track

Where you stand vs. where you need to be at your target age. Includes Social Security baseline.

E
Expense Margin

Income minus essentials. The number that determines what you can actually save and invest.

A
Asset Base

Real estate, investments, business equity. The pile that's actually working for you.

M
Money Reserves

Liquid cash. Months of runway. The cushion that lets you take smart risks.

S
Security Layer

Life insurance, disability, dependents covered, estate plan in place. The protection layer.

Takes ~7 minutes · Your answers stay on this device · You'll get a personalized report and recommendations